Questions before a call? This FAQ reflects what product, risk and technology teams usually ask in first conversations. → See how the engine works
This is not a generic help centre. It is a short set of questions that tend to come up in first conversations with institutions that look at CRL for their leveraged business.
No. CRL is a leverage engine and payoff layer. It does not hold client funds, does not run execution venues and does not replace your trading platform. It consumes your prices and order instructions and returns the payoffs and states of a conditional leverage structure that you can offer as a product.
CRL is offered only to licensed professional institutions such as brokers, banks and similar entities. We do not onboard retail clients and we do not distribute CRL directly to end clients. You remain responsible for client classification and suitability under your local rules.
At its core CRL is an engine that can support multiple structures. In practice, institutions usually start with a narrow, standardised configuration such as CRL Base and only then explore variants. This keeps product governance and risk review focused.
The engine is instrument-agnostic by design. Current work focuses on the asset classes that dominate leveraged retail-like flows handled by professional intermediaries, such as FX majors, equity indices and selected single-name or crypto underlyings. Extending to other instruments is a matter of configuration and risk approval on your side.
CRL does not remove risk and does not guarantee positive outcomes. It reshapes when leverage appears and how it is applied over the life of a position. In many use cases this reduces the frequency of early, permanent blow ups for clients, while keeping the exposure transparent for your risk tools. Backtesting and scenario analysis are part of the gated materials pack.
CRL is a payoff and engine that sits on top of instruments and platforms you already use. Classification is done by each institution within its own frameworks and with its own advisors. We design structures so that they can be mapped to existing categories rather than creating a completely new one, and we provide documentation to support your internal process.
No. Clients can still lose money and capital. The goal is not to make leverage safe in an absolute sense, but to make it less fragile. CRL aims to reduce the number of clients who disappear after a small number of trades and to make the risk path more compatible with a long term relationship.
You do. CRL does not act as a price source. The engine consumes the prices that your systems already use as source of truth and applies the agreed payoff rules to those prices. This keeps P&L, best execution and audit aligned with your existing processes.
The public surface is a small set of authenticated API endpoints. Most of the work is not technical difficulty but alignment: deciding where CRL sits in your architecture, how you map positions and accounts, and how you want to monitor states and payoffs. We provide an OpenAPI specification, a Postman collection and example client code to accelerate this step.
The engine is designed for low double digit millisecond response times on typical requests, so that it does not become the bottleneck in your flow. It exposes metrics and logs that can be integrated into your monitoring stack. Concrete performance figures and operational targets are part of the technical materials shared under NDA.
Requests to the engine are signed with HMAC keys dedicated to each institution, and traffic is encrypted in transit. Additional controls such as mutual TLS, IP allowlists and stricter credential handling can be added to align with your security policies. Full security notes are available in the technical pack under NDA.
CRL does not replace your core trading or custody systems, so an outage does not stop your platform. In practice we design deployments with high availability and clear failure modes: how requests are retried, how states are reconciled, and how you want to treat new CRL orders during a disruption. Target availability and recovery objectives are agreed as part of a pilot.
Yes. Standard onboarding includes access to a sandbox environment and test credentials, so your teams can validate integration and behaviour with synthetic or historical data before any live positions are created. The API Validation Kit is designed exactly for this step.
Every request and state change in the engine can be logged with enough detail to reconstruct the lifecycle of a position. Logs and events can be exported for your own audit and reporting tools. For institutions that require it, we can provide additional guidance on how to align CRL records with existing regulatory reporting frameworks.
CRL is being protected through a combination of patent filings, contractual controls and gated documentation. We do not publish full structural details publicly. Institutions that enter diligence see the necessary materials under NDA.
The core idea of conditional, retroactive leverage looks simple at a distance, but the details of state management, edge cases and client-facing behaviour are not. CRL comes with an engine, operational practices and documentation that have already been shaped and tested. Most institutions find that the time and attention saved compared to a full in-house build is a material part of the value.
We usually combine a clear, time-bound engagement for integration and support with a usage-based component linked to CRL-enhanced activity. Specific terms depend on scale, geography and scope of deployment and are discussed directly rather than published as a generic tariff.
A realistic range is four to eight weeks. A first call and eligibility check usually happen in week one, followed by NDA and documentation review in weeks one and two. Weeks two to four are used for technical design, and weeks four to six for sandbox testing. A small, controlled pilot can then start, subject to your internal approvals.
If you have questions that are not covered here, the fastest route is to share them ahead of a call. We can then prepare specific answers and, where appropriate, involve external advisors during your internal process.
CRL Technologies, Inc. provides calculation technology exclusively to authorized financial institutions. CRL products/services are intended only for qualified professional counterparties; retail distribution is prohibited. Availability is subject to jurisdiction and approval by the authorized intermediary.
CRL does not offer financial advice or execution/placement services. Consistent with a technology-only approach: compliance, product approval and risk management remain the responsibility of the authorized intermediary. Historical data and backtests are for illustrative purposes only and do not guarantee future results.
© 2025 CRL Technologies, Inc. All rights reserved. Conditional Retroactive Leverage™ is a trademark of CRL Technologies, Inc. Patent filed July 31, 2025 (US provisional). PCT application pending. CRL provides calculation technology only; no investment advice or execution services. Derivatives trading involves substantial risk of loss. Past performance is not indicative of future results.